Our Independence is Your Asset
Your business is your livelihood. It’s also the path to a secure future for you and your employees – and that’s where insurance comes in. When you’re protected with the right insurance portfolio, you have the foundation to get where you want to go. And it can be a lot more affordable than you think.

At CCW, helping businesses find the best insurance for the dollar is our business. We know what coverage options really work. We carefully choose the best partner insurance companies for thousands of business clients.

YOU are the reason WE are in business. And we won’t forget that!

CCW has your insurance covered, so you can get back to doing what you do best: running your business. Being independent means we’re free to give you the best advice on the best policies – choosing from hundreds of the most highly rated, financially stable insurance companies in America.

Whether you have 5 employees or 500, your business is across Main Street or across the globe, you’ll see the difference in our service and in your bottom line.

The CCW Difference

• We help you understand your options. We take the time to get to know you and your business and to identify the companies and policies that will be best for you.
• Get more for your $. Because we have spent decades building our reputation among the insurance community, we have developed strong relationships with our companies. This means you can count on us to bring you the most competitive rates, better service, and a team that goes to bat when you need it!
• A properly insured business is a stable business. This gives you the peace of mind to focus on what you do best — build your dreams!

Follow the links to learn more about a specific coverage area, or get in touch for a customized quote:

Whether you spend your days on the road or in your office, your business autos are a core component of your business, allowing you to get from here to there – wherever your business takes you. Need to cover multiple drivers? Looking for a great rate on a large fleet? Whatever you need, CCW is here with the market knowledge and expertise to deliver great coverage options and competitive prices.

We’ve helped thousands of businesses across a diverse range of industries find coverage to keep their vehicles safe and sound. Even better, we’re independent, so we’re free to pick and choose options from the best insurance providers out there.

Contact a CCW Insurance Advisor today. We’re always researching great options, and we’ll help you find the right coverage for your business.

A healthy team is a productive team, and CCW can help you put together a great benefits package, no matter what your industry. From group life, health, and disability to dental, long-term care, and beyond, we know what’s out there. And with the cost of benefits continually on the rise, it’s time to discover what an independent agent can really do.

Not only do we compare life, health, and worker’s compensation packages from multiple top providers. We can combine coverage options to put the least possible strain on your bottom line – and that’s a proposition that makes everyone feel good.

Contact a CCW Insurance Advisor today. We handle millions in group premiums and have the insurance know-how to help you find great benefits from today’s leading insurance companies.

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When your bases are covered, you’re better poisoned to grow your business. That’s what general and professional liability coverage is all about. You can’t always predict what will happen day by day, but with the right liability protection, you can safeguard your business from the unexpected should a legal situation ever arise.

• Suits stemming from errors and omissions
• Wrongful termination, harassment, or discrimination claims from employees
• Malpractice or negligence suits
• Other claims or legal situations

Contact a CCW Insurance Advisor today. Liability insurance protects you and your business from lawsuits and property damage done to others. We’ll help you find the best protection plan for your dollar.

One of the tricks of the insurance trade is to combine policies for the greatest possible cost savings. Business Owner’s Insurance follows the same logic, combining essential property and liability coverage options into one easy-to-manage policy.

For years, CCW Insurance Advisors have been seeking out great insurance options for thousands of businesses across New Jersey. Not only do we keep an eye on price. We constantly review policy terms and changes so that you know you’re getting the best insurance at the best price.

Contact a CCW Insurance Advisor today. Whatever your business needs, we can help you find complete coverage options that protect you and your company.

If something were to happen to your income property, would your business be prepared? Income property insurance protects you when a property is lost or damaged, giving you what you need to move forward or make repairs. And that can make a big difference if you or your tenants are forced to relocate.

At CCW, we have the independent insight that enables us to research options from dozens of top insurance companies and find the right policy for you.

Contact a CCW Insurance Advisor today. Protecting your building provides the solid foundation that every company deserves.

Even with the best planning, accidents sometimes happen over the course of a project. By nature, construction presents greater than normal property risks, and we can help you find great coverage to keep both your building and equipment protected.

A form of property insurance, builder’s-risk insurance covers everything from theft and vandalism to accidental property damage. Similarly, equipment coverage insures your invaluable tools and machinery, which aren’t normally protected under a builder’s risk policy.

Contact a CCW Insurance Advisor today. We’ll bring your project safely to completion with great coverage options from top insurance companies.

The coverage begins with an allegation, therefore expert counsel and specialists get involved before it becomes a full blown lawsuit. The policy also covers the entity, directors/officers, employees and former employees.

I’ve got my act together. Why do I need EPLI?
Many companies spend sizable sums hiring lawyers and human resource experts to audit their businesses and get their businesses in order. These experts will be the first to tell you that no one is “bullet-proof.” Even the most frivolous of suits involve expensive defense costs. It is not unusual for these costs to reach the high six figures. Having your business audited will not protect you from allegations or a lawsuit, but it will aid in your defense should a lawsuit arise. And remember, in most cases, a General Liability Policy specifically excludes employment practices coverage. An EPLI Policy is a vital part of your insurance protection portfolio.

Learn more about liability insurance.

When you’re bidding a large project, bonds protect both you and your potential client – and bring you closer to signing the deal. Designed to streamline the contract process, bid and performance bonds protect both parties:

• Bid bonds guarantee that you’ll get the job if your bid is accepted
• Performance bonds hold you to quoted cost and time estimates once you get to work, and promise payment to any applicable subcontractors

Contact a CCW Insurance Advisor today. We understand how business gets done, and we’ll get you on your way toward a successful project.

When your commercial or residential construction project requires updates to municipal property – including curbs, sewer lines, public lighting, and beyond – subdivision bonds cover the cost. Required by city and county governments, they’re designed to guarantee that mandatory public improvement work is completed.

CCW works with dozens of top-rated insurance companies, positioning us to provide the best possible service. More importantly, we hand-pick bond options to keep your construction project on track.

Contact a CCW Insurance Advisor today. We know how important your development project is, and we’ll help you find the bond you need to break ground.