The best compliment we can receive is a raving testimonial from our clients! It makes what we do each day so very rewarding.

If you appreciate our service, and your experience with our agency has been valuable, PLEASE tell everyone you know!! We’d love to have them as clients too.

If your experience has been less than you’ve expected, please let us know — immediately — so we can do everything we can to improve our service. Email us directly at service@ccwinsurance.com

Everything in our shed was destroyed (lawn mower, snow blower, electric car, electric scooter) – none of which is covered.  Much of our garage was destroyed and not covered.  What my husband could save dragging it upstairs from the basement through 4 feet of water was minimal.  Our phone does not work, our laptop from home is in and out, we have no heat or hot water to shower and we are told we may lose electricity soon as a pole is half down on our street. 

We may return home tomorrow to try to start some cleanup but are unsure day to day how it will go or where we will be.  Lauren and Tyler could not stop themselves from crying when they were at the house.

We are lucky that our foundation held up and that the water did not get to our first floor.  We are lucky that we are all safe.  We are lucky for wonderful people who have offered to help.  It is very hard for us to deal with/talk about this, so I will probably not be calling anyone for a while and like I said, the computer is in and out at home so if you email me, I may not get it for awhile. ”

We encourage everyone to buy flood insurance. It’s horrible to get that call from a client – the water is rising in their basement and they’d like to report a claim - but we know, without a flood insurance policy, coverage under their NJ homeowners insurance policy is probably very limited. 

Do yourself a favor — while you’re thinking of it, spend a little time on FloodSmart.gov and ask us for a quote. You’ll be surprised how affordable Flood Insurance can be.

CCW Insurance ~ 732.280.2800

• Entry Level Customer Service Specialist: multi tasking, organized, efficient person who enjoys helping clients
  
• Sales Specialist: licensed insurance professional focused on small business and high value personal lines clients
  
• Sales Specialist: licensed experienced insurance professional who enjoys selling and providing insurance solutions to medium and large commercial clients.

ARE YOU SOMEONE WHO . . . ?????

• Is consistently friendly and helpful and treats people with respect?
• Puts service first with a “Do it now – Yes, I can” attitude?
• Is professional, organized and detail oriented, enjoys helping people and businesses protect what they’ve worked so hard to build?
• Embraces change and technology to make work easier and better?

  – Then let’s chat!

CCW Insurance is a New Jersey based company which values customer centric fanaticism, friendliness, integrity, loyalty, hard work, and the pursuit of excellence. We believe that a shared philosophy reinforces our cooperative accomplishments.

We are very forthright about the kind of company we strive to be. Employees who do not share these values will probably not be happy being with us.

Solid stable growth is our goal and we are constantly looking for more employees who do share these values. We want them to be happier with us than they could be anywhere else. This results in being the very best we can be while serving the best clients there are!

We welcome unsolicited resumes and cover letters. Be clear in your cover letter what’s important to you in a career, to what position you are applying and why you think you’d be happy here. That helps us all determine as quickly as possible if this is a good fit!

Some of the benefits we offer include: health insurance, life insurance, generous paid time off, employee assistance program, flex spending accounts, dental, vision, continuing education expenses.

Positions which may be available include:

• Personal Insurance Specialist
• Business Insurance Specialist
• Benefits Insurance Specialist
• Support positions – license not required
• Sales Consultants: licensed insurance professionals who are looking to build a book of business or align an existing book with us. We want to be your “Perpetuation Pan”. Let’s talk.

We look forward to hearing from you. Email your cover letter and resume it to us at ccw@ccwinsurance.com

MS, Montclair, NJ (client since 2001)

Take a few minutes to read the attached FAQ and let us know if any changes need to be made to your current flood insurance program or if you would like to discuss a new flood insurance policy: ccw@ccwinsurance.com

Flood Changes 10 09 FAQs (pdf)

We were very excited to receive the attached note from Horizon Blue Cross Blue Shield of NJ today.

Our independent agency has helped thousands of clients navigate their products and services for years. In addition, we have selected them each year, for many years, to provide the health insurance coverage for our employees and our families.

So we applaud them for quickly coming out and reconfiming their committment to women’s health. 

As their statement says, the “current medical policy for breast cancer screening will not change in light of the announcement of new guidelines from the US Preventive Services Task Force.”

They provide baseline mammograms at 35 and annual mammograms after 40. Unless there is a family history, then age doesn’t apply.

Glad to see them step up so quickly. Bravo!

Connelly-Campion-Wright Insurance ~ serving NJ families and businesses since 1926. ccw@ccwinsurance.com 732.280.2800

Here’s a quick list to show you what discounts are available for your NJ home and NJ auto insurance offered by many of the insurance companies represented by our agency.

• LIFE IN A GATED COMMUNITY? Some homeowners are entitled to gated community discounts.

• WHAT’S YOUR HOUSE WEARING? Some insurers give hail resistant roof discounts for Class 4 roofs and credits can be sizeable in some territories.

• “EVERYTHING OLD IS NEW AGAIN:” Some companies are coming out with new rating models that are oriented toward offering lower rates to new customers. Sometimes, a customer can even save money by applying for a new policy with the same company.

• ‘FOR BETTER OR FOR WORSE’ MAY ALSO APPLY TO YOUR CREDIT SCORE: For married couples, sometimes one person will have a better credit score than the other. Since some companies will use the score of the first person named on the application, putting the spouse with the best credit score on first can result in a lower rate.

• GOT NEW WIRES?  Depending on the age of newer electrical wiring in your home, you may qualify for an age of wiring discount.

• HAS IT REALLY BEEN 10 YEARS? If you have not filed any home insurance claims in the last 10 years, ask about a discount. “Claims-free” homeowners can often save up to 20%.

AUTO INSURANCE

• IS YOUR TEEN A SCOUT? Some insurers give credits to young drivers who are involved in organizations such as Boy Scouts or Girl Scouts.

• DO YOU HAVE A COMPANY CAR? Many carriers will give a multi-car discount to consumers who have a company car even if they only own one personal vehicle.

• HAVE YOU BEEN WIDOWED? Some insurers give “married” discounts to widows and widowers.

• ARE YOU SHOPPING FOR NEW WHEELS? Before you buy a car, make a short list of the ones you’re considering and ask your agent to estimate the difference in insurance premiums. The difference could save you thousands of dollars.

• ARE YOU A GREEN COMMUTER? Consider car pooling to reduce your commute frequency and ask your agent if that will impact your auto premium. In addition to reducing your carbon footprint, you may also be fattening your wallet.

• HOW YOUNG ARE YOU? In some states, if you’re 55 or older, and you’re the principal driver of your insured car, you could save on your premiums by taking an approved defensive driving class.

MORE WELL-KNOWN DISCOUNTS

While there are plenty of quirky discounts your independent agent can investigate, there are many ‘tried and true’ discounts that many, but not all, insurance consumers know.

• UNEMPLOYED? People who are out of work should qualify for a low-mileage discount or lower rating factor that can save 5-10% on their auto premium.

• MULTIPLE POLICIES? If you have property insurance with ONE company, you may qualify for a multiple policy discount to lower both your auto and your home insurance premiums by as much as 10-15%.

• SOUND THE ALARMS! Alarm credits are often available if your home is equipped with two or more of the following: fire alarms, smoke detectors, fire extinguishers, sprinklers, deadbolt locks and a burglar alarm. Savings can be up to 15%. 

• ACCIDENT-FREE FOR THREE YEARS? If you’ve been safe on the road and accident-free for the past three years, and you haven’t received any moving violations, you might qualify for a good record discount. To be eligible, you and all additional drivers also need to have carried continuous, standard automobile liability insurance during those same three years. If you’re a new driver and received your license within the past three years, you, too, could be eligible. Just make sure you meet the above qualifications from the date your license was issued.

• DOES YOUR CAR HAVE SAFETY FEATURES? If your car comes equipped with approved anti-theft devices, anti-lock brakes, and/or passive restraint systems such as airbags.

           Make sure you get all the discounts you deserve. Contact us today for a complimentary personalized insurance review. ccw@ccwinsurance.com 732.280.2800

A household inventory could prove invaluable if you lost some or all of your household belongings in a fire, burglary or natural disaster. A household inventory is a list of all the personal belongings in your home including when and where you bought each item, their original cost and any identifying information, such as model or serial numbers. For an investment of just a few hours, you can survey your belongings and be prepared in the event of a loss.
How do I take my own inventory?

There are three basic steps. First, list all of your major belongings and furnishings, room by room. Record a brief description, any serial numbers, purchase prices and dates and current value. Attach any receipts and appraisals.

The second step is to back up your inventory list with photographs or video. Take photos or videotape every room, with closet or cabinet doors open. Note the date, contents shown and location.

Third, store the inventory and photographs/videotape in a safe place away from your home, such as in a safe-deposit box in a bank. Keeping a copy of the list or tape at home is fine, but it is wise to keep the original inventory and receipts in a secure location in case a fire or natural disaster destroys your home. Of course, you should likewise protect certain valuables and hard-to-replace documents such as deeds, bonds, stocks and insurance policies by storing them in a safe-deposit box.

You also should be aware NJ homeowners policies generally limit the amount of coverage on fine jewelry, furs, silver and other possessions of high value. For these types of possessions, you may want to purchase additional coverage in the form of personal article floater policies.

These are general recommendations. For the best advice on your personal insurance needs, call our agency. We’re your Professional Insurance Agent …We want you to know about the insurance you’re buying.

Connelly-Campion-Wright – Providing NJ with the best  insurance advice and products. Want to know more? Contact us today: ccw@ccwinsurance.com  ~ 732.280.2800