| When
you shop for business insurance don't
just look at how much you'll be
paying. Consider how much you'll be
getting as well. Coverages, loss
prevention and claim services, company
strength, and integrity are all
important factors to consider. That is
why an Independent Insurance Agent
is so important. We can answer you
questions about the Insurance
Companies and guide you in the
decision making process. Remember, we
work for you! |
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Just print a copy
and use this handy checklist below
as a tool when shopping for insurance. |
About the
Insurance Plan
Do I
have the right types of business insurance to
protect our
company from the array of risks it
faces, which may include:
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Yes |
No |
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Loss to our buildings and
property?
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Commercial vehicle accidents
and lawsuits?
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Employee-related lawsuits?
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Equipment breakdowns?
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Loss of business income after
a loss?
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Internet-related risks?
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Workers' compensation claims?
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Professional liability
lawsuits?
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Product liability claims?
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Suits against our directors
and officers?
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Risks to our international
shipments?
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Do I have the right amount of
business insurance in each of these key areas?
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About the
Business Insurance Company
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Yes |
No
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Is the insurance company
financially secure and stable?
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Is it highly rated by
independent analysts?
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Does this insurance company
specialize in protecting midsize businesses?
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Does this insurer have both a
current interest, and past experience, in
insuring businesses in my particular industry?
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Does this insurer have a
reputation for settling claims quickly and
appropriately?
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Is this business insurance
company committed to working with its customers
to help them prevent losses if possible, and
contain costs if they do occur?
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About the
Cost of Business Insurance
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Yes |
No
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Can this insurer help me put a
risk management program in place?
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Are there any business
insurance "packages" I can purchase
that will lower my overall costs?
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